Expert Money-Saving Tips
Cutting costs at home is a cinch with this advice from readers and experts
Just for Fun
Check it out. Take tots to the library to borrow books instead of buying them. (While you're there, ask about any free toddler programs.) Or check websites like Amazon .com or Strandbooks.com for new books at a discount.
Kid-swap. "Instead of paying a sitter, trade childcare with neighbors and friends," suggests Nicky Nedd of Brooklyn. You can even spend some of the cash you've saved (with these tips!) on a romantic dinner out.