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Instant Money Savers

Saving on appliances

Money drainer: If you knew what you did with the receipt for the new DVD player that just went on the fritz, you could return it  -- or at least take advantage of the warranty.

Money savers:

? Put a shoebox to good use. Heather Allard, a mom of three in Pawtucket, Rhode Island, dumps her receipts into one. "It's saved me tons of money," she says. (Don't bother with things like gas and groceries, though  -- those receipts you can toss.)

? Use an accordion file. Label the sections of an accordion file with the names of the stores you frequent and put receipts into the appropriate sections, suggests Carter. Create generic labels like "appliances" for infrequent purchases.