I had an interesting talk with Leah on Friday. She wanted to know what I do with my "paying clients" -- what the process was and what services I provided. I was happy to share the entire financial planning process with her, but also to explain that she and Eric are not my typical clients. My average client comes to me with money that they want help investing...when they come to me with significant debt and no investable assets, I refer them to debt counselors and ask that they return when the debt is paid off or at least manageable.

After I sent the worksheets to Gerry last week, we spoke for a long time on the phone. Gerry seems to have a plan of attack! I'm so excited.

I haven't sent him the daily figures because I had finals last week and so needed to study, but I’ll get him everything he needs ASAP.

I don't want him to quit on me just yet. I'm ready to turn over a new leaf and get myself situated for the new year!

The excitement Lori was feeling when she called about the Library job offer gushed through the phone. Her thoughts are already turning to budgeting and how quickly she can be in her own place while continuing to meet both monthly as well as longer term expenses. Lori is beginning to consider many of the issues she will now face -- happily -- as she begins to reassume 100% of the financial responsibilities she has been fortunate to share between state assistance and her mom.

Get ‘em while you can!

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