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Save big bucks with the pay-it-forward pregnancy chain: A woman passes along a box of clothes to her sister, who gives it to you after her pregnancy. You, in turn, will give it to a friend once you deliver. But if you like your fashions new (or need sharp work clothes), the costs can add up.
Total: $100 to $1,000 Health/medical: You'll have co-payments ($10 to $15) for your ob-gyn and the pediatrician. Non-covered hospital delivery charges are usually nominal but, depending on insurance, can be up to $500. Add on $50 to $100 for infant medical supplies. Total: $450 to $1,400
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