"When you know you are going out with your girlfriends, leave your money at home. Suggest outings to the park or library, but if they insist on shopping, you won't be tempted if you don't have the cash! I'vve done a lot of window shopping in the past, and I usually realized that I didn't need the things I couldn't afford anyway. If you need more motivation, tally up what you spent on your last few outings and get an average. Then when you go out sans money, you can remind yourself (and your husband) of how much you saved!" --ivegot4