"Twenty dollars from each paycheck goes toward making a switch to a greener and cheaper home. So far, we've changed all our bulbs to CFLs and bought light-sensing nightlights for the kids. These small changes cut our electric bill by $75 a month." --Tosha Watters, Newcastle, OK
"Instead of using coupons right away, I check our grocery store's weekly specials and then use them on those sale items. I once had my bill go from $150 to $35. I was so happy, I hung the receipt on my fridge for a month!" --Julie Maloney, Charlotte, NC
"For kid-friendly snacks, I buy blocks of cheese and generic Goldfish and Nilla Wafers in bulk. Then I divide them into small snack bags myself." --Michele Shea, Brimfield, MA
"My husband and I set aside an amount of cash each week to pay for groceries, eating out, and miscellaneous shopping. It makes us more aware of our spending -- when the cash is gone, it's gone" --Heather Beno, Vacaville, CA T
"I stopped buying bottled water and purchased good-quality metal thermoses. I refill them each morning to stick in the kids' lunch boxes to save money and help the environment." --Lisa Kimoto, Plainview, NY
"Before I buy something online, I always check to see if I can find a discount coupon. Just Google the company's name and 'coupon' (for example, 'Target coupon'), and you're sure to find something to help lower your bill." --Deidre Woods, Greenfield, IN
"We bought our car through a credit union. They sent our 'order' to all the dealerships, who then bid to give us the best deal. It saved us a lot of time and money." --Chelle Daly, Chandler AZ
Looking for a good car deal, too? Go to parenting.com/cars, where you can score the best-priced ride in your area!
Talk to us! Share your thoughts by sending an e-mail to email@example.com.