Feeling a bit out of the loop with Leah and Eric. For the past week or so, Leah and I haven't had any contact except for email. It has struck me, though, that between the financial counselors at Ft. Benning and the Dave Ramsey program, they already have a lot of accountability! And I certainly don't want to make more work for them. My hope would be that we can still get together for my final financial presentation. I know I can offer them a plan for the future and some serious education about insurance and investments. We're looking for a date when they can come to my office, but it's a full day -- a four-hour total drive and then up to a three-hour meeting -- and none of the dates that work for me have worked for them. I know this is something I've mentioned before. Leah asked about me coming to them again, but it simply won't be as productive as meeting in my office.
I was thinking this week about what Leah and Eric are choosing to do, and what all of these Boot Camp families are having to look at: the daily choice to not spend. Then I remembered, "Been there, done that." In 1992, I was 30 years old, pregnant with first child, just moved into our first house, and my husband decided to quit a job he was miserable at and find something new. He ended up going back to grad school and didn't work for 2 years. I'd dreamt of working part-time once I started my family, and, despite the hardship, I went ahead with my plan. We cut our budget by over 40%. For 2 straight years, we spent NOTHING on anything that we didn't consider a necessity. It was HARD, but the hardest part for me was not the cutting back, but the blame game going on in my head about why we were in this situation. Once I got over those mental acrobatics, and realized that my husband was simply going through a tough time, and that we were in it for the long run TOGETHER...well it wasn't so tough after that.
We have been married now for 20 years...still in that same house for 18 years!
This last year and a half have been miserable for so many people! I've watched those who made SERIOUS changes in spending, sold luxury items, etc. and those who did not change a thing, and are in a heap of trouble. The ability to adapt to changing household income is a difficult, but great skill. Anyways, all that stuff we chose to do without is really meaningless compared to our relationships, family, and our health.