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Total Tally Tuesday: Checking Account Balances!

Every Tuesday, we’ll report exactly how much our families have in their checking accounts -- and what they’re planning to do with it.

 

Lori: $18.67

 

(After all transactions clear the account, this is the total tally.) "I'm grateful I get paid tomorrow as that will cover the month-end bills and carry me through until I get paid again. And I'm grateful that I was able to get Halloween costumes as well as shoes for the kids this month -- a little fun and a necessity covered. At the same time, I worry about covering gas for the car and how I'll get some clothes for winter for my kids. And with my hours decreasing at work, I worry about how November and December will look -- what about the holidays?

Somehow I know I'll make it. I just can't see it yet. I'm filling out applications and taking the steps I know I need to that will create a different future. So it's another deep breath, another foot in front of the other, and another day of opportunity ahead of me."

 

Leah: $524.46

 

(After all transactions clear the account, this is the total tally.) "This is not sufficient. Tuesday is the day that I would normally see an unemployment deposit, but it has been two weeks since my unemployment benefits have ended, and I am beginning to see what it will look like to really be on a budget. I have been worrying about this for weeks.

I am not used to having such a small amount of money in my account. I always had enough to take care of at least the first half of the next month’s bills at the end of my month. I really need to have my rent in the checking account before the 1st of the month so that I can pay it on time.... but it looks like I will be waiting until the 1st when I get my husband’s direct deposit to write the check and walk it over to the offices. Luckily we have a five day grace period. I think that this is truly the first time in my life that I am really broke. Busted.

I'm not using my credit cards, so I am feeling the crunch more than ever. My husband has been using his credit card to pick up whatever we/he needs like gas and food. If he used our cash we would truly have nothing! I worry that I don't have it in my budget to go buy my daughter socks and onesies … and on a bigger level, I cry because I can't see us living in a house again. How can I save for a house if I don't make enough money to cover our bills?"

 

Natasha: -$656.98

 

"Zak's account has $241.63 and mine is -$656.98. There are many challenges here. I need to reopen my bank account so that I can resume my direct deposit, but I can't afford to pay back all this money. Right now, I go to a check cashing place and get charged $15 to cash a $650 check. I'll eventually need to repay the bank, or they'll start deducting the balance from my paychecks. In regards to Zak, he owes about 3 months rent. The $241 doesn't include the $166 that will be taken out for our son's school fees later this week."


See all Total Tally Tuesdays! 

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