Every Tuesday, we'll report exactly how much our families have in their checking accounts -- and what they're planning to do with it.
I meant to get to the bank this past week to transfer funds into a savings account. Didn't quite make it, but I feel like I'm doing well leaving the money there and watching my spending. In all honesty, it feels really good to have money in my account! I'm still taking lunches to work instead of going out, however tempting it might be to buy lunch. The expenses this past week have been mainly in daycare and fuel for the car. I'm going through 3 tanks of gas a week now! I'm glad to be working though, and glad to have the opportunities that I do. I'm thinking instead of a basic savings account, I may talk to Derek about other, higher interest (and yet still safe) options. Doesn't hurt to look at possibilities!
Some setbacks and surprises since last week. Luckily, no checks were bounced and no fees were charged. Eric's check came in on Friday vs. Monday and weirdly enough the charges that I was expecting to come through still haven't processed. It will take some time for me to get used to this new bank's procedures. Sadly, I still started the month with less money for the month because of the checking ledger mishap. I have paid all the bills that are due at the beginning of the month and I made sure to account for all the automatic withdrawals. I even made a budget out for the month and as I think of expenses that I have forgotten, I add them into the budget. I should have just a few extra dollars leftover at the end of the month if we really stick to the budget.
As of today, I owe Zak about $50 (mostly spent on food) and my cousin $200 for the money she lent to buy the clothes. I also have to pay for an oil change, cable and childcare fees.