The last few weeks have been really hectic. Just when I thought the new year would bring me happiness and a sense of empowerment in regards to my money management, it only brought me grief. A close family member passed away and it got me to thinking about what's truly important in my life and what I need to do to get things going for the new year and all the years to come. For some weird reason, I've felt as if I'm some kind of millionaire. Although I make a decent salary, I'm far from having it all or the ability to take care of things financially for myself and my family. Always willing to put in a little extra when others couldn't.
Time for me to think ahead and reach for the goals that I have set up for myself. Life is too short for me to be burdened by this debt!
In this new year, I hope to get a start on clearing my debt and not be tempted to pick those credit cards back up when I can't afford to make a purchase. I hope to get more organized -- I figure if my house looks crazy, my finances and everything else won't be organized either. I hope to get on track with my savings, especially for the kids. Mostly, I hope that this will lead to me being a happier person overall.