Meeting Gerry was a pleasure. He genuinely seemed to want to help my family, which I appreciated. The things he asked for -- like keeping track of the day-to-day expenses to figure out how, why, and where I spend on a regular basis -- weren’t hard to do.
Really, there's nothing to really write down because everything is a necessity. I don't have any extra money to spend on things that aren't important. Zac brings home food from his job, so I'm not spending money buying lunch every day. I cook for the kids daily. There are some major things we need to do in our household to improve the quality of life for the kids, though. I would like to ask Gerry how I can fit this in my budget. Hopefully with his help, it can all be done.
I was a bit confused as to what exactly Gerry does when he told me that there is someone who specializes in the credit counseling that will be helping my family. But I'm excited to get this process started and I hope we can lay a foundation to build on not only for ourselves but for my kids. I'm looking forward to talking to the credit counselor.