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My husband and I are officially adults. First, we're buying an apartment in Hoboken, New Jersey (yay!). And it just so happened that on the day we signed the contract on the bid, I'd also set up our appointment with a financial planner to get us started on life insurance, and right after that I'd booked a meeting with a lawyer to draw up our will. So, all in one day we (a pregnant couple) bought a condo, got life insurance and a will. If that doesn't qualify us as adults with adult responsibilities, I don't know what does.