You are here

Single Stay-at-Home Mom Shares How She Lives Richly on One Income

A lot of moms tell me they have to work outside the home to help provide for their families. Every time I hear this, it makes me sad. Maybe they don't realize how easy it is to make a living from home or they're scared to leave their careers. Whatever the case is, it's my passion in life to teach them that it's completely possible to live very comfortably on one income.

Hello, my name is Sarah Titus, and I am a single stay-at-home mom. Five years ago, I was homeless. My husband of 14 years took off and left my family high and dry. I had $5 to my name and an empty tank of gas as we sat in a women's crisis center.

After he left, the first thing that came to my mind was, "What about the kids? Will some stranger raise them for the rest of their lives?" No, I would do it! I didn't care how, but I would raise my own kids. And I do.

I started out selling things that I got for free on eBay and Craigslist. Eventually, it turned into pretty good money—enough to sustain us. But that wasn't good enough for me. I have a drive inside of me to provide for my kids—and to do it all from home. "Multiple streams of income," I thought to myself. I started an online business. I sold essential oils. I was an affiliate for companies. I took surveys from home. I had my hand in every cookie jar I could get it in to. Any way that I could legitimately provide for my family, I did. One thing led to another, and soon I was advancing. I went from living on nothing to living on $700/month, then $1,500/month, and so on.

Here's the thing, I'm not just living on fumes. The world says I'm living in poverty, but I'm not. I have everything I want and more. I live an extremely comfortable life on what the world calls destitution, and every day, it increases as I make wise decisions.

The first thing you need to do is to get out of debt. If you're in debt, you're sucker-punching yourself in the gut every day. Getting out of debt takes time, but you can save money along the way, too. Here are a few of my favorite tips:

  • Stop keeping up with the Joneses: They will not pay your bills.
  • Drive your car until it dies: You don't need a fancy car.
  • Shop around for great deals: Refuse to overpay.
  • Pay cash for everything: Stay out of debt!
  • Shuffle your money: Don't lose a penny of it.
  • Cut your bills everywhere you can: Call companies to get lower rates.
  • Stop eating fast food: The average family spends $300 per month on eating out!
  • Limit your trips by area to save on gas: Stop overpaying in gas and time.
  • Buy some things used: Furniture and household items are great examples.
  • Portion control your food: No one in your family will even notice.
  • Double check your cart: Never leave the store without double checking you're actually buying what you need.

If you think you can't live on one income, you have to change the way you think. Yes, it will take sacrifice; it's not easy by any means, but like the saying goes, "Where there's a will, there's a way." You can do it. No one believed that I could do it, and I proved them all wrong.